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FAQs

We offer two loan options to the entire State of Texas:

  1. Title Loan
  2. Payday Loan

Both of these loan options are installment loans, where regular payments are made to pay the loan back over time.

You must :

  • have a valid Government Identification
  • have a source of income
  • be a resident in the state of Texas
  • have a Bank account with debit card so that we may send you money that our third party lender may lend you

Everyone has had trouble paying their bills at some point, and we no NOT hold that against you! Spotty credit, bad credit, bankruptcy, foreclosure in the past do not prevent you from getting a loan today!  We are often able to approve you loan in minutes regardless of your credit history!

An Auto Title Loan is a short term cash loan against your motor vehicle. We make loans on Cars, Trucks, Motorcycles, RV’s. On this type of loan you must own your vehicle free and clear with no liens or brands on the title.  With a Title loan we are able to offer you a loan based on your vehicles value, regardless of your credit rating.

Payday loans are short-term, very-high-interest loans available to consumers. And should NOT be used for long term financial solutions

No. The vehicle must be in YOUR name to get a loan today.   However, your spouse may apply and request a title loan today. And you may qualify for a payday loan where no vehicle is required.

Yes! With on time payments you are able to use your vehicle while you repay your loan.

Yes, a clean and clear vehicle title is required for a title loan. You may also qualify for a payday loan where no vehicle is required.

As little as $100.00 and as much as $5,000.00

Full coverage insurance is only required on loans over $2500

All of our loans in Texas are not to exceed 180 days.

Many factors come into play on interest rate calculation.  But we are a high interest rate loan intended for short term financing solutions. This is an expensive form of credit for long term financing needs

Your payments will be due on your pay dates. Either bi-weekly, semi-monthly or monthly

Payments can be made online any time by logging in to your account here

It is very important to make you payments on time and maintain contact with TX Easy Credit, if you are unable to make a payment. Please call us at 480-716-7272 so that we may try to help

We may still be able to help!   We are able to help people on Social Security, Disability, but you will need a source of income in order to repay your loan.

If you are approved, our third party lender will fund your account and you may receive your funds instantly.

In most cases, we are able to provide funding (if Approved) in as little as 10 minutes after we receive the completed online application!  This means you will get your money today!

To update your bank information, please contact us via email at info@txeasycredit.com, phone at 480-716-7272. Please make all information changes at least two business days before your loan is due to the lender.

Please call us at 480-716-7272 if you would like to set up a payment via credit card or any other method.

Please call us at 480-716-7272 if you would like to set up a payment via debit card or any other acceptable method. We understand that a situation may arise that is out of your control. If this occurs, it is important that you contact us. We will attempt to work with you to resolve this problem.